Our strategy is underpinned by being financially strong and high performing with a rigorous approach to compliance and risk.
S&P Global reaffirmed our A+ (negative outlook) credit rating in October 2023.
The negative outlook reflects the unavoidable impact of high inflation and Futures' plans to invest more in the energy performance of its homes which will deliver benefits for both customers and the environment.
- Financial results
- Regulatory performance
- Credit rating
- Health and safety
- Investor contacts
- Quarterly management accounts
- Affordable housing programme
- ESG reporting
View and download our financial reports for recent years with the following links:
Governance rating (G1). 'The provider meets our governance requirements as set out in our governance and viability standard.'
Viability rating (V1). 'The provider meets our viability requirements as set out in our governance and financial viability standard and has the capacity to mitigate it's exposures effectively.'
In 2019, we secured £200m to deliver 1,200 homes over the next five years.
The new funding structure also provides the Group with more cost effective debt.
- Read more about the bond here: 2019
- Read more about the bond here: 2020 update
- Read more about the bond here: 2022 update
Year ended March 2023
Core bond documents
S&P Global reaffirmed our A+ (negative outlook) credit rating in October 2022.
In its rating statement S&P add that they expect the organisation’s financial position to further strengthen over the next two years. Futures’ outlook has however changed to negative to reflect the unavoidable impact of high inflation and the association’s plans to invest more in the energy performance of its homes which will deliver benefits for both customers and the environment.
The Regulator of Social Housing has published its annual consumer regulation review. One of its key messages was that complying with health and safety obligations remains the most fundamental responsibility for governing bodies of registered providers (housing associations). Also that it is essential that registered providers can show that they are meeting their health and safety obligations, and that tenants are not at risk in their homes.
We comply with all statutory responsibilities for fire safety, gas safety, lift safety, legionella, asbestos and electrical safety, whether stock is owned, managed or leased. We do not own or manage any properties that are more than 18m high and have no properties that are clad with aluminium composite material type panels.
We also have systems in place to identify and deal with risks of mould and damp in our customers' homes. You can find out more about our approach to damp and mould by clicking here.
As a valued investor, your primary contacts at Futures Housing Group are:
- June 2020 accounts
- September 2020 accounts
- December 2020 accounts
- Quarterly performance to March 2021
- Quarterly performance to June 2021
- Quarterly performance to September 2021
- Quarterly performance to December 2021
- Annual performance to March 2022
- Quarterly performance to June 2022
- Quarterly performance to September 2022
- Quarterly performance to December 2022
- Quarterly performance to March 2023
- Quarterly performance to June 2023
Futures transparency: 2023-24
Futures transparency: 2022-23
- FHG transparency Q1: 2022-23
- FHG transparency Q2: 2022-23
- FHG transparency Q3: 2022-23
- FHG transparency Q4:2022-23
Futures transparency: 2021-22
Futures transparency: 2020-21
Our annual ESG report sets out how we are making progress in doing more for the environment, delivering social value and achieving great governance.