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Our strategy is underpinned by being financially strong and high performing with a rigorous approach to compliance and risk.

S&P Global confirmed our A (stable outlook) credit rating in October 2024.

Their rating reflected their view that Futures has a strong management team which evidences solid strategic planning and prudent risk management.

Financial results
Regulatory performance
Bonds
Credit rating
Health and safety
Investor contacts
Quarterly management accounts
Affordable housing programme
ESG reporting

View and download our financial reports for recent years with the following links:

Governance rating (G1). 'The provider meets our governance requirements as set out in our governance and viability standard.'

Viability rating (V1). 'The provider meets our viability requirements as set out in our governance and financial viability standard and has the capacity to mitigate it's exposures effectively.'

View our latest regulatory judgement

In 2019, we secured £200m to deliver 1,200 homes over the next five years.

The new funding structure also provides the Group with more cost effective debt.

Constitutional documents

Financial statements

Year ended March 2024

Valuation report

April 2024

Core bond documents

Prospectus 2019

Prospectus 2022

S&P Global changed our credit rating to A (stable outlook) in October 2024.

In its rating statement S&P add that this rating reflects their expectation that FHG's increased investments in existing homes will keep S&P Global Ratings-adjusted EBITDA margins from strengthening past 20% over the next two years. That said, they expect that management's solid strategic planning and prudent risk management, alongside very strong liquidity, will support a gradual recovery, though not to levels previously forecast.

View the full report here

The Regulator of Social Housing has published its annual consumer regulation review. One of its key messages was that complying with health and safety obligations remains the most fundamental responsibility for governing bodies of registered providers (housing associations). Also that it is essential that registered providers can show that they are meeting their health and safety obligations, and that tenants are not at risk in their homes.

We comply with all statutory responsibilities for fire safety, gas safety, lift safety, legionella, asbestos and electrical safety, whether stock is owned, managed or leased. We do not own or manage any properties that are more than 18m high and have no properties that are clad with aluminium composite material type panels.

We also have systems in place to identify and deal with risks of mould and damp in our customers' homes. You can find out more about our approach to damp and mould by clicking here.