Universal Credit is a new single payment for people who are looking for work or on a low income. It replaces:
- Income-based Jobseeker’s Allowance
- Income-related Employment and Support Allowance
- Income Support
- Child Tax Credits
- Working Tax Credits
- Housing Benefit
It isn’t an illusion, so like a magician you need to know tricks to manage the change. The secret to cracking Universal Credit is knowing it’s coming and being prepared.
Ensure you have a clear rent account.
Get Online – Universal Credit can only be claimed online.
Sort out a budget – For the first time, Universal Credit will be paid in one single payment. Once you apply, it also takes six weeks for the claim to be confirmed, so you will need to budget.
The Universal Credit Personal Planner is also available to help you prepare for this change.